Access To Credit
Mostrando 13-24 de 65 artigos, teses e dissertações.
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13. Empirical evidence of trade credit uses of Brazilian publicly-listed companies
While trade credit may be used as a substitute for bank loans, we find empirical evidence that listed firms do use bank debt and trade credit as two complementary sources of financing in line with recent theoretical papers (e.g. Biais & Gollier, 1997) and evidence found in other empirical works (e.g. Alphonse, Ducret, & Séverin, 2006). By using a sample of
BAR - Brazilian Administration Review. Publicado em: 2010-09
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14. Instituições, agricultura familiar e crédito rural: avaliação de resultados do Pronaf B nos territórios rurais do Rio Grande do Norte
Broadly anchored on Institutionalist literature this dissertation seeks to answer: Why rural credit granted to farming families in Rio Grande do Norte, Pronaf group B, has shown positive results in some territories while in others the same results are insatisfactory? Considering formal rules are the same, then why such results are so distinguished? This rese
Publicado em: 2010
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15. A economia no andar de baixo: ascender ou acender perspectivas de pertencimento criadas a partir da renda das pessoas - uma análise do programa de microcrédito do Banco do Povo no município de Sorocaba, SP
The question of income is confirmed as a means of survival, which in its full manifestation is established by consumption. An income that can be obtained for work done and paid, the transfer and redistribution between social classes and the credit granted in anticipation of the value of future income. Experiments on redistribution and income transfers provid
Publicado em: 2010
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16. As políticas públicas de financiamento à exportação no Brasil (BNDES Exim e Proex) : características e efeitos sobre as exportações das empresas industriais brasileiras / Public policies for export financing in Brazil (BNDES Exim and Proex) : characteristics and effects on exports of Brazilian industrial companies
This work aims to analyze the results of the two main public programs export financing (BNDES Exim e Proex) in supporting industrial exporters in the period that extends from 2000 to 2007. The analysis focuses on two main, access to resources of programmes by the exporting companies in the manufacturing industry and the articulation of the export financing p
Publicado em: 2010
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17. AnÃlise da ambiÃncia institucional na implantaÃÃo e operacionalizaÃÃo do PRONAF B, no municÃpio de BaturitÃ. / Study of the institutional environment for the implentation and operationalization of the Pronaf b on Baturite city
This research investigates the existence of an adequate institutional environment for the implementation of financing policies for the family farming sector through an analysis of the integrated initiatives carried out between the Banco do Nordeste do Brasil S/A â BNB and its partners, seeking to consolidate family farming as a source of employment and inco
IBICT - Instituto Brasileiro de Informação em Ciência e Tecnologia. Publicado em: 12/02/2009
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18. A nova lei de falências brasileira: primeiros impactos
The goal of this paper is to analyze the premiere effects of the New Brazilian Bankruptcy Law, measuring its impact over the amount of bankruptcies and judicial reorganizations, and the firms' access to credit. Making use of econometric models we find that the amount of bankruptcies (requested and decreed) suffered a strong and immediate impact, reducing it
Brazilian Journal of Political Economy. Publicado em: 2009-09
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19. AÇÕES PARA MELHORIA DA SATISFAÇÃO DOS CLIENTES EM UMA COOPERATIVA DE CRÉDITO / ACTIONS FOR IMPROVEMENT OF THE SATISFACTION OF THE CUSTOMERS IN A CREDIT UNION
This dissertation has for objective to present actions of improvement of satisfaction customers in a Cooperative of Credit. The research was accomplished with associated, employees and the director the Cooperative, located in city of Santa Maria/RS. The research possesses qualitative nature, once the bases on the interpretation of the processes related with
Publicado em: 2009
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20. Engenharia financeira do Pronaf: Reflexões sobre os arranjos adotados
Throughout the last ten years, the Brazilian Credit Program for small farmers - PRONAF has been implementing public policies aiming at increasing the standards of quality of life of rural families based upon sustainable development; increase of production capacity and furtherance of new jobs and income opportunities. The agricultural credit provided by PRONA
Publicado em: 2009
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21. Default rate SERASA: a study of series / Índice de inadimplência SERASA: um estudo de séries temporais
With the improvement in income class C in Brazil since 2000 and a growing consumption of goods and services, there was a large increase in the number of people who had access to credit and thus the need for family financial planning. In this framework the evolution of default of individuals is central to the decisions of the credit business and economic deve
Publicado em: 2009
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22. Pescadores artesanais e políticas públicas em Anchieta-ES / Artisanal fishers and public policies on Anchieta-ES
The research was to examine the access of artisanal fishers to resources of the National Program for Strengthening Family Farming (Pronaf) in the municipality of Anchieta-ES from the representations and meanings attributed to it by social actors involved with it. The artisanal fisheries, officially framed as an activity of family farming, allowed the inserti
Publicado em: 2009
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23. Financialization of the housing policy: limits and perspectives / Financeirização da política habitacional: limites e perspectivas
The current work interprets the results of the housing credit policy in terms of housing as a universal right. The analysis is based on primary data from the Central Bank of Brazil, Caixa Economica Federal, and related literature. The analysis is based on the main sources of funding: SBPE and FGTS. Both sources operate simultaneously in the Housing Financial
Publicado em: 2009
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24. Consumo popular, fluxos globais: práticas, articulações e artefatos na interface entre a riqueza e a pobreza / Popular consumption, global flows: habits, joints and artefacts on the interface between wealth and poverty
This work intents to be a study about the consumption habits of the habitants of a slum area in São Paulo and tries to comprehend the social effects generated in their lives by the access to the consumptions places and goods. The aim is to show, within a multi-sited ethnographic exercise, that the financial operations, through the diffusion of credit conces
Publicado em: 2009