Subjective Credit Analysis
Mostrando 1-6 de 6 artigos, teses e dissertações.
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1. Governance and financial efficiency of Brazilian credit unions
Abstract Purpose This paper aims to evaluate the relation between governance and financial efficiency of credit unions in Brazil. The study shows how poor financial efficiency in credit unions may result from undesirable configurations in executive management and other variables related to governance. Design/methodology/approach The study develops an innov
RAUSP Manag. J.. Publicado em: 2020-09
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2. Estimating credit and profit scoring of a Brazilian credit union with logistic regression and machine-learning techniques
Abstract Purpose Although credit unions are nonprofit organizations, their objectives depend on the efficient management of their resources and credit risk aligned with the principles of the cooperative doctrine. This paper aims to propose the combined use of credit scoring and profit scoring to increase the effectiveness of the loan-granting process in cre
RAUSP Manag. J.. Publicado em: 25/11/2019
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3. O SUJEITO DA PSICANÁLISE E AS (IM) POSSIBILIDADES DA GESTÃO DEMOCRÁTICA NA EDUCAÇÃO ESCOLAR
The research developed, in a perspective of the psychoanalysis, analyses concerning the relations between the citizen-fellow of the Psychoanalysis and the democratic management. It was broken of the following problem: considering the citizen-fellow of the Psychoanalysis, which (in) possibilities of the democratic management of the pertaining to school educat
Publicado em: 2009
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4. Um modelo estratégico para a análise de crédito utilizando redes neurais artificiais
O presente trabalho reflete um estudo de caso realizado em uma empresa de factoring, que atua na área de fomento mercantil, destacando as negociações relacionadas ao crédito financeiro com suas empresas-cliente, notadamente as micro e pequenas empresas. Aborda o modelo de análise de crédito por ela utilizado, ressaltando-se que, após uma revisão bibl
Publicado em: 2008
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5. A roça e o aço : as experiencias e as resistencias operarias no Brasil Moderno (1954 a 1964) / The contryside and the steel: the working class experiences and resistance in modern Brazil (1954 to 1964)
In Brazil, during the twentieth century, from 1954 to 1964, the country went through at least three crisis: political, social, and economical. These were marked by Getúlio Vargas suicide in 1954, by Jânio Quadros resignation in 1961, and by the military coup in 1964. In the course ofthese years, in a process that started in previous contexts, it is possibl
Publicado em: 2007
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6. Um estudo sobre a previsão de insolvência no contexto da empresa brasileira de médio porte
Brazilian credit market is characterized by the successive increases of the companies concessions financings and, at the same time, the part of the borrowers insolvency. In the intention of reduce the financial losses, the professionals of bank credit have invested significant resources for the implantation of risk management mechanisms (eg: credit scoring,
Publicado em: 2005