Credit Union
Mostrando 1-12 de 15 artigos, teses e dissertações.
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1. Estimating credit and profit scoring of a Brazilian credit union with logistic regression and machine-learning techniques
Abstract Purpose Although credit unions are nonprofit organizations, their objectives depend on the efficient management of their resources and credit risk aligned with the principles of the cooperative doctrine. This paper aims to propose the combined use of credit scoring and profit scoring to increase the effectiveness of the loan-granting process in cre
RAUSP Manag. J.. Publicado em: 25/11/2019
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2. Effects of regulatory changes in microcredit on the financial and social performance of Brazilian credit unions
RESUMO Este estudo investiga se e como o desempenho financeiro e social das cooperativas que ofertam microcrédito no Brasil foi afetado pelo advento do Crescer - Programa Nacional de Microcrédito. A pesquisa preenche lacuna na literatura da área, uma vez que há poucos estudos sobre cooperativas que trabalham com microcrédito e também sobre os efeitos d
Rev. contab. finanç.. Publicado em: 18/02/2019
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3. ACHIEVING FAMILY FARMERS' DEMANDS FOR MICROCREDIT THROUGH CREDIT UNIONS: A FRAMEWORK FOR DISCUSSION
ABSTRACT Purpose: This study aims to analyze a model of credit union, which allows meeting demands of microcredit of family farmers in a responsible way, identifying the real needs of clients and promoting financial access. Originality/value: In recent years, the microfinance community has witnessed unwanted consequences of microcredit misuse. We present a
RAM, Rev. Adm. Mackenzie. Publicado em: 2017-10
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4. Credit analysis using data mining: application in the case of a credit union
The search for efficiency in the cooperative credit sector has led cooperatives to adopt new technology and managerial knowhow. Among the tools that facilitate efficiency, data mining has stood out in recent years as a sophisticated methodology to search for knowledge that is “hidden” in organizations' databases. The process of granting credit is one of
JISTEM J.Inf.Syst. Technol. Manag.. Publicado em: 2014-05
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5. Brazilian credit union member groups: borrower-dominated, saver-dominated or neutral behavior?
Theoretical models concerning Credit Unions (CUs) suggest that the type of CU domination determines the way it allocates the monetary value it generates. A borrower- (saver-) dominated CU benefits borrower (saver) members at the expenses of saver (borrower) members, and a neutral CU equally benefits its member groups. This paper applies direct measure of mon
BAR, Braz. Adm. Rev.. Publicado em: 09/11/2012
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6. A construção social do cooperativismo de crédito rural solidário na Zona da Mata Mineira / The social construction of rural solidary credit union in Zona da Mata Mineira
Esta pesquisa teve o objetivo de analisar o desenvolvimento do sistema Ecosol de cooperativas de crédito rural solidárias em Minas Gerais, buscando compreender a lógica de operacionalização dos serviços financeiros e os fundamentos das mudanças organizacionais que acompanham o crescimento dessas cooperativas. As cooperativas analisadas são edificadas
IBICT - Instituto Brasileiro de Informação em Ciência e Tecnologia. Publicado em: 11/02/2011
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7. Governança corporativa e análise do desempenho de cooperativas de crédito no Brasil / Corporate governance and performance analysis of credit unions in Brasil
The evaluation of levels of governance in credit unions has been the subject of more detailed analysis of financial institutions regulation since the establishment of the "Cooperative Governance Project", a strategic project of the Central Bank of Brazil - BCB - which started its activities in 2006. Several tests were conducted under the abovementioned proje
Publicado em: 2010
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8. Cooperativismo de crédito e empresas de pequeno porte em arranjos produtivos locais
Nos diversos estudos sobre Arranjos Produtivos Locais desenvolvidos no país, constatamos que as empresas de pequeno porte apresentam grandes dificuldades em se articular com o sistema financeiro formal, restringindo sua capacidade inovativa e produtiva. Além deste fenômeno, observamos frágeis relações de ações conjuntas e de cooperação entre os div
Publicado em: 2010
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9. AÇÕES PARA MELHORIA DA SATISFAÇÃO DOS CLIENTES EM UMA COOPERATIVA DE CRÉDITO / ACTIONS FOR IMPROVEMENT OF THE SATISFACTION OF THE CUSTOMERS IN A CREDIT UNION
This dissertation has for objective to present actions of improvement of satisfaction customers in a Cooperative of Credit. The research was accomplished with associated, employees and the director the Cooperative, located in city of Santa Maria/RS. The research possesses qualitative nature, once the bases on the interpretation of the processes related with
Publicado em: 2009
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10. Impactos na provisão para devedores duvidosos dos bancos europeus listados na Bolsa de Nova Iorque após a adoção das normas internacionais de contabilidade / Impacts on the allowance for loan losses in listed European banks in the New York stock exchange after the adoption of the international accounting standards
The pressure created by the internationalization of capital markets prompted the European Parliament s decision to enforce, through Regulation nº 1606/2002, the adoption of international accounting standards by companies domiciled in the European Union (EU) and listed in the regulated stock markets, for preparing their consolidated financial statements, eff
Publicado em: 2009
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11. Terra e trabalho: permanência de uma política pública na Fazenda Mundo Novo, em Caicó-RN
This is study about the Project Vazantes, as a case of stay policy on access to land upstream of the weir humid New World, in Caicó-RN. It includes social and economic aspects of vazanteiros, that in their experiences with the land, recreate structures, forms and functions. Theoretically, the work is based on the ideas miltonianas (1986, 1988, 1996, 1997) o
Publicado em: 2008
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12. The tax exoneration of the ICMS: an analysis from the Complementary law 87/96 / Desoneração tributária do ICMS: uma abordagem da Lei Complementar 87/96
The changes in the tax legislation, in special those originated from intergovernmental accordance and implemented by the Constitution 1988, culminated into strengthening of the autonomy in the states and counties. In the case of the states as prosecuting the tax reforms initiated in the 60-ies and already foreseen in the Constitution 1967, the treatment give
Publicado em: 2008